36 complaints this year
64 total complaints
Michael on 0422 406 817
I have been recieving calls from this and other mobile numbers. The organisation is "The Premium...
Jimbo on (08) 9233 9400
Scammer pretending to be vividwireless and asking for my details eg DOB, I told you would have...
Old man from Sydney on (02) 8003 4171
I rang this number a guy with Indian accent answered. Once I started asking questions he started...
Jorj Faiz Fozi on (02) 9559 2973
Hi Mary-was lovely talking to you this morning
Can you please type for me you email as I really...
Zak on (02) 8336 8336
someone has been ringing from this number all morning, never had any business with these people....
Received a call from this number today. The lady was asking me to confirm my date of birth and address. Guess this company is trying to collect our details and then sell it some marketing company. When I gave my dob and address she informed me that she would give me a call at a later stage as she was not sure if she was speaking to the right person. This company seems to have our contact number and name. However,it does not seem to have our dob and address. This is their way of collecting our address and dob. You people are so funny! You scream and call people "losers" and "deadbeats" for being hassled by the debt collectors and yet, you do not have the facts of the case. Maybe you should all look up "famous bankrupts" - you would be surprised as to how many very successful people at one stage in their lives went bankrupt - they are definitely not losers or deadbeats - they contributed greatly to society.
I am being harassed by this phone number (at least 10 calls one week). I looked up the number as I did not recognise it and am very particular who I give my phone number to. When I found out who it was, I decided not to answer the calls as I have never needed nor had a credit card or a loan so it can't be me they are after. And if they want me to harass my friends, relatives or neighbours for them, I will not do this.
I have no respect for anyone who acts in this manner, regardless of the amount owed. If an individual acted like this towards someone who owed them money, the police would become involved, so why do corporations get to act like this with no redress. I suggest those being constantly harassed start recording the conversations. If they continue to call, I will consider seeking legal advice as I believe using a carriage service to harass or intimidate is illegal.
I received a call from one of these twats today (had previously been calling and hanging up on my message machine but can count dozens of missed calls from them). The idiot asked who I was and what my date of birth was. I asked who he was and he replied that he could not tell me due to legal reasons. I then advised that there was no way I was telling him my date of birth until he told me who he was and what the call was about. When he refused I told him to stop calling me. He said that unless I gave him what he wanted he would continually keep calling me, so I turned the tables and told him if he called me again I would report him. I them called the number back and gave the receptionist (who is obviously green around the gills because she told me who she was from - Lion Finance) so I told her that their company had better not call again. Having almost gone into bankruptcy, I would have thought you would be more understanding of how people can get themselves into trouble - the same way you did. The writer never said they wanted to take thousands of dollars, then laugh at the lender and not pay back. The writer did not even say that they owed the debt collectors. You really need to read the comments on this site properly. From your writing, I gather English is not your first language so maybe you did not understand. The writer is simply saying "don't judge when you don't know the circumstances". Maybe they are a financial counsellor who sees financial tragedies every day and knows what they are talking about, maybe they have also gone through tough times and is trying to stop the judgement with no knowledge.
I would never stoop to illegal tactics to collect money that is owed me, no matter how much. I have lent money to people and they have not always paid it back. But after some time of not being able to collect for various reasons, I simply walked away and chalked it up to experience. I do not live by the almighty dollar and consider some things far more important, like my self-respect and my morals.
Why are you even on this site if you are not being phoned by the debt collectors? This is a site to let people know who is calling from strange numbers, not for people like you to abuse and judge.
Got a call from this number, didn't know who it was so did a google search. I have stopped answering numbers I don't know as lately I have been inundated with telemarketers who somehow got my mobile number.
I thought this was where people found out who had called and the early comments show this is a number for Lion Finance who are debt collectors. I don't owe money to anyone. The later comments seem to be nasty and harsh and judgemental. Are there people out there who just monitor these website to make these comments as they don't seem to be helpful or provide any information? Maybe it is the debt collectors who monitor these sites and make these defensive, nasty comments. If you don't have any helpful information, why are you bothering?
Will answer the call next time to find out why they are calling me? Maybe it is not me they are after - from the comments here they phone anyone and everyone with a similar name, who lives where they used to live or who may be related to who they are chasing. Seems like a lot of trouble for little money in many cases.
You sound very defensive. Why are you so judgemental? Are you angry that you paid off your debt and you think other people are getting away without fulfilling their responsibilities?
Planning ahead for the future is great - I have also planned ahead. I have income protection insurance, life insurance, disability insurance like a lot of people, but have become disturbed when finding out that insurance companies are now trying to deny claims for income and disability insurance which means that I may have planned, but there is no guarantee. A friend of mine is employed by the insurance companies to obtain evidence to deny these claims.
I have no loans, have always paid cash (except for my home which is now mortgage free), but don't judge other people when I have not walked in their shoes. I am sure I have done things in my life which other people may judge me harshly for.
I have read all the comments on this page and have found most are either people wishing to negotiate to pay their debts and the debt collectors won't do so in a fair and reasonable manner or people who are being harassed when they don't owe any money.
As for the insults which have upset you, it was merely being pointed out that you are judging without knowing all the facts.
If you actually look at the messages on this site, you will see that it is the BEHAVIOUR of the debt collectors which troubles most people, not a refusal to pay the money back. Also, a lot of people on this site are being hassled when they aren't even the person who owes money. I have been one of those people. It has taken many months and many phone calls to get them to stop calling me and I have no doubt they will start the calls again in a few months when a new person does an internet search and gets may name and goes "Oh, they have the name of the person we are after!". Ever since I got married and changed my name, every few months I get calls for someone with a similar name.
Have a look at what has been said. People are not saying "thanks for the thousands, too bad for you I am not paying it back". What they are saying is that the debt collectors won't negotiate in a fair and reasonable manner and even when they make an arrangement, they continue to harass you for higher and higher repayments until you can't afford to live.
I am not talking about me. I do not constantly borrow money nor have huge credit card debts. I am an accountant who has to daily deal with people with various issues. As I am trying to explain - you cannot plan for everything. Super is great, but most people cannot get their super until they are close to 60.
All I am saying is that not everyone's life is easy or straightforward. Having some compassion costs nothing and if debt collectors or banks were more reasonable most people would pay up happily. The fact is they aren't. They harass until people give up and go bankrupt which doesn't do anyone any good. Negotiation in good faith achieves far more.
what a surprised your being hassled by debt collectors... lmao What's the matter? The pokies aint winning you those big bucks you keep aiming for? Liar Liar pants on fire, these people never give up on the money, and will hunt you to the ends of the earth. drop dead bitch f*ck off dickhead get a life. After nearly falling bankrupt being hassled by debt collectors. I understand what some people can go thru. Debt collector only want their money back and they don't care how they do it. I EVEN ADMIT THEY BREAK THE LAW TO DO IT!! but If YOU were owed money I'm sure you would want it back too.
But YOUR saying I can borrow thousands of dollars from you, wait a few years and then just say ... "meh,.the economy is bad, so I'm not paying you back. To bad to you". That sounds great to me. Let me know your number so I can get some free cash off you.
I learnt the hard way how to "live in my means". I like to think I am HELPING THE ECONOMY by not falling into the debt trap. I am NOT adding to our national debt. I work full time and pay taxes so the unemployed can live ( some need it, some abuse the system).
If you refuse to live without your credit cards and continue racking up loans. do not be surprised you have people on your door wanting THEIR money back.
yes, MOST debt collectors are rotten sods.. but YOU put yourself in that position first. Have some self responsibility. Don't blame someone else for being "righteous" when they are only trying to do the best thing for themselves AND THEIR COUNTRY.
Yes I pay for cash, I have no loans anymore as I paid it out. Not everyone has cash a plenty and a loan in a great way to get your credit rating up.
So you are pledging your argument on 'something" a bank "might" do. hmmmmm how about facts instead
Yes, I live in my current income. I have worked for 17 years at this one company. As I know it would be hard to get a job being over 30. I put extra away in super for just the thing. I am trying to show you that complaining about your situation is no good, instead how about you be active in FIXING IT. Try planning ahead for the future and not just your next pie and coke.
I don't read the sports, and I am a female so I'm a bitch not a 'prick' if you want your insults to be correct.
Oh, to have life so simple as you. You say you "LIVE WITHIN YOUR MEANS", does that mean you only pay cash for everything and never take out loans? You have insured your one and only loan in case something goes wrong - well good for you! A lot of people find they take out insurance on their loans and then the insurance company finds a loophole not to pay or will only pay for a limited time period.
Most people live within their means - that means they live within their CURRENT INCOME - nobody knows what will happen in the future with their income. A lot of people do not earn enough to have vast savings or investments to tide them over the bad times. You really have a very uneducated and unworldly view of how the economy works - a lot of what happens is outside the control of people - many people have worked for over 30 years with one company - it goes bust, their holiday pay, superannuation, long service leave is all out the window, they still have a mortgage to pay and they can't find a job as they are considered too old (many industries consider people too old over 30).
So how about you widen your reading to include the financial and business sections of the news instead of just the sports.
Or are you one of these arseholes who enjoy harassing people until they crack or worse.
So stop being a TOTAL PRICK and think about what happens in our economy - it is easy if you work for someone else and just pick up a pay check but no job is secure and no-one can insure themselves for every eventuality.
You are so self righteous! I really hope karma comes along and bites you in the arse. You have no compassion, no nothing. A reason a lot of people have difficulties is not due to their own actions. I have a lot of small business clients and if Business A won't pay business B for work done, then Business B can't pay business C and it is a long chain of problems. Then it is business B and C who have to go under. All you have to do is look at the construction industry. How many developers have gone down and taken a great number of their subbies with them - all they did was do an honest day's work and got screwed. You are just a self righteous prick who probably works for the debt collectors who are not compassionate, who don't care about anything or anyone except the holy dollar. They are a bunch of low lives constantly harassing people, with bullying and threats, when you go and get legal advice you will find that they use illegal tactics. Do not ever give any personal information without knowing fully who you are talking to and what it is in reference to if you do speak to them and they start with the threats make sure you tell them you are seeking legal advice before divulging any personal information. If you do owe a debt seek advice from a credit help company. While I agree a lot of complaints are from people that DO NOT OWE MONEY. It is debt collectors trying to find THE DEADBEATS THAT DON'T PAY THEIR DEBT. So other people get harassed due to DEATBEATS NOT PAYING THEIR DEBT.
You say what would happen if I lost my job and couldn't pay?!?!?!!? GLAD YOU ASKED!
First, I got insurance on my loan. So that is covered if "something happens".
Second. If you call your finance company, I am positive they will work something out so they at least get a little back of what YOU OWE!!!
Third I DO NOT LIVE OUTSIDE MY MEANS.
You know why??? Because I am not a deatbeat.
Got a call from them today, they knew my address and were asking for a 'neighbour', I had never heard of. Then wanting to know if my property was bordering onto a specific road where this person was supposed to live. Agree with previous comments, can't be debt collectors as we never had any debt in our lives. This number keeps ringing me asking if I know my neighbor which I don't and they ask if I can go and put a note in the letterbox to call them. They are getting paid to find people why are they asking people to do part of their job for them Social Engineering is the main weapon of scammers/phishers so I never give out personal information to an unverified source in an email or over the phone from a cold contact. Easy to phone someone claiming to be from ScamsRUs pty ltd and ask say what is your date of birth and account number please ... thank you sir/madam that is correct.
As for debt collectors, if you owe the money, please get in touch with them as soon as possible. It is best to be proactive as this goes in your favour if it goes to court as you have demonstrated that you tried to make contact and resolve the situation.
If you don't owe the debt then check your credit file ASAP as someone could be falsely using your identity to fraudulently gain access to funds and loans. The Debt Collectors have to prove that you are the debtor. Be aware that once you are on their system they are not going to delete you, as you are their only lead to go on with that name. They are not a charity and are in business to get back money any way they can by legal means, by stretching the law, and by down right illegal tactics.
Watch out for a scam whereby old redeemed loans get a few details altered, relevant pages rescanned and are suddenly resurrected 7 or 8 years later as Defaulted loans and sold on to a careless debt collection company. We experienced this with an old loan for a car and 7 years after it was satisfied we applied for another car loan and had a debt collector contact us for supposedly taking out a loan for $33,000 whereas the original loan was for $18,000 and for a different vehicle but with the same rego to the one in the scam. We'd destroyed the documents proving the loan was paid in full, after 5 or 6 years and never expected to need it again, and this is one of the things this scam relies on. How many people keep old mortgage or loan documents? Maybe for 3 to 5 years then most people destroy them like we did. It took several phone calls plus a copy of a letter from DPI in WA proving that the vehicle description for the car we bought was not the vehicle in the poor photocopy of a photocopy document the debt collectors sent us. Also several key details had been amended that also proved it would have been impossible for someone on a business visa at the time to have taken out a loan over 5 years when there was only a little over 3 years remaining on the visa.
A chain of selling on defaulted loans can develop in a few months when the bank first outsources the collection of a loan in arrears or default to debt management companies. If they have no success, the loan comes back in house, and the bank will try using different debt companies on rotation before finally selling the debt on. The debt collector purchasing the book of defaulted loans is taking a huge risk as there is no guarantee of recouping any of the money. It costs money to go to court which is why they offer deals and accept a lower settlement balance.
The ironic thing is that just as defaulters sometimes change their names to try and escape liability for their debts, so do debt collecting agencies when they face serious sanctions for misconduct/breaching regulations or bad publicity from the media, as they then become a different legal entity to the one that committed the original offences.