Posted on July 26, 2023 Caller type: Debt collector Location: Australia
Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
11 found this comment helpful
11
Pioneer Credit
Posted on September 26, 2022 Caller type: Debt collector Location: Australia
Someone rang me from this number (08) 6214 4214 and mentioned Pioneer Credit
1 found this comment helpful
1
Anonymous
Posted on July 8, 2020 Caller type: Unknown Location: Australia
Pioneer credit
1 found this comment helpful
1
Pioneer Credit
Posted on February 27, 2024 Caller type: Debt collector Location: Australia
called back (08) 6214 4214 but was routed to Pioneer Credit voicemail
0 found this comment helpful
0
Pioneer Credit
Posted on February 13, 2024 Caller type: Debt collector Location: Australia
Someone in Pioneer Credit called me from this number (08) 6214 4214
0 found this comment helpful
0
Pioneer Credit
Posted on February 2, 2024 Caller type: Debt collector Location: Australia
Pioneer Credit called me back using thsi number (08) 6214 4214
0 found this comment helpful
0
Pioneer Credit
Posted on January 25, 2024 Caller type: Debt collector Location: Australia
talked to someone from this number (08) 6214 4214 and it was from Pioneer Credit
0 found this comment helpful
0
I Called Back
Posted on January 11, 2024 Caller type: Unknown Location: Australia
called back this number (08) 6214 4214 but was routed to voicemail
0 found this comment helpful
0
Pioneer Credit
Posted on December 4, 2023 Caller type: Debt collector Location: Australia
spoke with someone from Pioneer Credit who called me using this number (08) 6214 4214
0 found this comment helpful
0
Pioneer Credit
Posted on November 23, 2023 Caller type: Debt collector Location: Australia
I returned a call from (08) 6214 4214but reached vm for Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on November 14, 2023 Caller type: Debt collector Location: Australia
I missed a call from this number (08) 6214 4214, when I called back I reached voicemail for Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on November 6, 2023 Caller type: Debt collector Location: Australia
I missed call from Pioneer Credit using this number (08) 6214 4214, when I called back I reached voicemail for (08) 6214 4214
0 found this comment helpful
0
Pioneer Credit
Posted on October 23, 2023 Caller type: Debt collector Location: Australia
got a missed call from Pioneer Credit who used this number (08) 6214 4214
0 found this comment helpful
0
Pioneer Credit
Posted on October 13, 2023 Caller type: Debt collector Location: Australia
Posted on October 5, 2023 Caller type: Debt collector Location: Australia
Pioneer Credit rang me a few times using this number (08) 6214 4214
0 found this comment helpful
0
Anonymous
Posted on September 28, 2023 Caller type: Call centre Location: Australia
Caller: N/A If you get a call from Pioneer Credit, that’s because you have a unsecured debt - usually a credit card or personal loan. It will be ok your credit file If you want to let it go offer them 40% of the debt with in 1 or 2 months. Or Don’t pay anything for over 5 years, at that stage it becomes stat barred - meaning that you don’t have to pay anything. On your credit file it’ll be a strike, which will disappear after 5 years from the date that it was listed. Call 1800 007 007 & speak for free to a financial advisor They get paid by the Government Hope this helps
0 found this comment helpful
0
Pioneer Credit
Posted on September 27, 2023 Caller type: Debt collector Location: Australia
Someone called me from this number (08) 6214 4214 and mentioned Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on September 19, 2023 Caller type: Debt collector Location: Australia
Pioneer Credit called me a few times using this number (08) 6214 4214
0 found this comment helpful
0
Pioneer Credit
Posted on September 7, 2023 Caller type: Debt collector Location: Australia
Spoke with a lady when I called back this number (08) 6214 4214, she said it's from Pioneer Credit
0 found this comment helpful
0
Pioneer Credit
Posted on August 9, 2023 Caller type: Debt collector Location: Australia
talked with someone from Pioneer Credit who called me a lot of times from this number (08) 6214 4214
Comments on (08) 6214 4214
Anonymous
Posted on July 26, 2023Caller type: Debt collector
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Pioneer Credit
Posted on September 26, 2022Caller type: Debt collector
Location: Australia
Anonymous
Posted on July 8, 2020Caller type: Unknown
Location: Australia
Pioneer Credit
Posted on February 27, 2024Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on February 13, 2024Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on February 2, 2024Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on January 25, 2024Caller type: Debt collector
Location: Australia
I Called Back
Posted on January 11, 2024Caller type: Unknown
Location: Australia
Pioneer Credit
Posted on December 4, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on November 23, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on November 14, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on November 6, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on October 23, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on October 13, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on October 5, 2023Caller type: Debt collector
Location: Australia
Anonymous
Posted on September 28, 2023Caller type: Call centre
Location: Australia
If you get a call from Pioneer Credit, that’s because you have a unsecured debt - usually a credit card or personal loan.
It will be ok your credit file
If you want to let it go offer them 40% of the debt with in 1 or 2 months.
Or
Don’t pay anything for over 5 years, at that stage it becomes stat barred - meaning that you don’t have to pay anything.
On your credit file it’ll be a strike, which will disappear after 5 years from the date that it was listed.
Call 1800 007 007 & speak for free to a financial advisor
They get paid by the Government
Hope this helps
Pioneer Credit
Posted on September 27, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on September 19, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on September 7, 2023Caller type: Debt collector
Location: Australia
Pioneer Credit
Posted on August 9, 2023Caller type: Debt collector
Location: Australia
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