They take on accounts from the banks so best to call them

I keep getting texts from "Pioneer Credit" telling me to call them on this number regarding account number blah blah by a certain date or they will send a Default Notice under the National Credit Code. Ive never heard of them, definitely don't have an account with them and have no intention of either calling them or paying them any money!!

Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Caller: 1300 720 823

Def call this number back. Pioneer Credit! They represent big banks. I kept ignoring them when they said they'd send a default. 4 years later and they've taken me to court and I have to pay 58 grand! :'(

Caller: Pioneer Credit on behalf of Westpac Banking Corporation

Calls from Pioneer continued until the two years 11 months.
Eventually stopped calling after three years
Ignore every single phonecall using an iPhone the same way all the Millennials do, permanantly in "Do Not Disturb" mode.

Caller: Pioneer credit

I never had any thing to do with company or the company they say they’re representing
I’m a homeless person for many years

Caller: Pioneer Credit

This company took on an already paid account from another collection company. They constantly call and text and have sent default notices, but we have receipts and lawsuits proving we have paid all money owed. Solicitors are in contact with them to stop their harassment. Block the number asap.

Ring them, they represent the big banks

They take the accounts from the big banks for collection when you don't pay up