Got a text msg to call this number for ARC?? Tried to find what ARC is on the net no help there. They said in the msg 50% off my a/c of $160. Do not even know who or what they are.

I received an email from these people, however, I know for a fact that I don't have ANY outstanding accounts. I have two amounts of money coming out of my account. One of which is Save The Children, and the other is for my gym membership. They are always direct debited and I always have money in my account. Plus, if I ever do miss a payment, I know for a fact that they would send me a txt msg or give me a call. I don't trust this number or email at all. I have no idea who these people really are.

Supposed people who emailed me:
Australian Recoveries and Collections
1300 650 883
accounts @ arcmercantile.com.au