Posted on December 23, 2022 Caller type: Unknown Location: Australia
I received a phone call from (08) 8448 0604 on my unlisted phone number and they did not leave a message and when you ring the number back they will not disclose their organisations name so I blocked the number. The Australian Competition & Consumer Commission (ACCC) produces a Debt collection guideline for collectors & creditors https://www.accc.gov.au/publications/debt-collection-guideline-for-collectors-creditors Unnecessary or unduly frequent contacts may amount to undue harassment of a debtor. The ACCC recommends that you do not contact a debtor more than three times per week, or 10 times per month at most.
4 found this comment helpful
4
Anonymous
Posted on June 6, 2024 Caller type: Debt collector Location: Australia
Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak! They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
1 found this comment helpful
1
Anonymous
Posted on August 7, 2023 Caller type: Unknown Location: Australia
Report this scam phone number from dodgy Credit Corp to the ACCC Scamwatch https://www.scamwatch.gov.au/report-a-scam
1 found this comment helpful
1
I Called Back
Posted on February 13, 2019 Caller type: Unknown Location: Australia
I called back number (08) 8448 0604 spoke to a guy but did not say for what company.
1 found this comment helpful
1
Anonymous
Posted on October 3, 2022 Caller type: Debt collector Location: Australia
Caller: debt collector credit corp
0 found this comment helpful
0
Anonymous
Posted on September 30, 2022 Caller type: Unknown Location: Australia
Caller: Debt collectors Credit corp
0 found this comment helpful
0
Anonymous
Posted on October 15, 2021 Caller type: Unknown Location: Australia
I answered the call but they would not say what company they were. Highly suspicious !!
0 found this comment helpful
0
Anonymous
Posted on January 30, 2020 Caller type: Unknown Location: Australia
2 calls from this number, on the same morning. No one spoke.
Comments on (08) 8448 0604
Anonymous
Posted on December 23, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on June 6, 2024Caller type: Debt collector
Location: Australia
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.
Anonymous
Posted on August 7, 2023Caller type: Unknown
Location: Australia
I Called Back
Posted on February 13, 2019Caller type: Unknown
Location: Australia
Anonymous
Posted on October 3, 2022Caller type: Debt collector
Location: Australia
credit corp
Anonymous
Posted on September 30, 2022Caller type: Unknown
Location: Australia
Credit corp
Anonymous
Posted on October 15, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on January 30, 2020Caller type: Unknown
Location: Australia
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