Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
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Carlitos Agapetos
Posted on May 12, 2022 Caller type: Unknown Location: Australia
Caller: Jimmy They called twice I missed it so I called the number and the guy answered Jim speaking sounds very dogie
0 found this comment helpful
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Anonymous
Posted on February 1, 2022 Caller type: Unknown Location: Australia
Never leaves any messages continues to call using similar numbers
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Anonymous
Posted on April 19, 2021 Caller type: Unknown Location: Australia
Rang back but no answer
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Anonymous
Posted on January 29, 2021 Caller type: Debt collector Location: Australia
Caller: Credit Corp. They were looking for someone with the same name as mine. Same state that I live in but a country town I have never heard of, age of person they were looking for was 30 years younger than me. Seems they were trying to do debt collection and were trying all phone numbers with the same name and state as mine. Well mannered person said my number would be taken off their computers. Had set up an account with my name and phone number.
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Jimmy
Posted on January 7, 2021 Caller type: Unknown Location: Australia
Caller: Credit crop debt collection Dont answer
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Anonymous
Posted on October 28, 2020 Caller type: Debt collector Location: Australia
Caller: Julia Ellen They're very likely debt collectors
0 found this comment helpful
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Anonymous
Posted on October 28, 2020 Caller type: Unknown Location: Australia
Caller: Julia Allens/Adams(?) Asked for my mother's number for personal business... didn't say what
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Anonymous
Posted on October 24, 2017 Caller type: Unknown Location: Australia
Rang and no message left?
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I Called Back
Posted on October 12, 2017 Caller type: Unknown Location: Australia
I called back number (08) 6220 6688 rang 3 times then goes to busy tone.
Comments on (08) 6220 6688
I Called Back
Posted on November 3, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on February 1, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on October 28, 2020Caller type: Nuisance call
Location: Australia
Gave me the mobile number (07) 3422 6607 from 0436 817 628
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
Carlitos Agapetos
Posted on May 12, 2022Caller type: Unknown
Location: Australia
They called twice I missed it so I called the number and the guy answered Jim speaking sounds very dogie
Anonymous
Posted on February 1, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on April 19, 2021Caller type: Unknown
Location: Australia
Anonymous
Posted on January 29, 2021Caller type: Debt collector
Location: Australia
They were looking for someone with the same name as mine. Same state that I live in but a country town I have never heard of, age of person they were looking for was 30 years younger than me. Seems they were trying to do debt collection and were trying all phone numbers with the same name and state as mine. Well mannered person said my number would be taken off their computers. Had set up an account with my name and phone number.
Jimmy
Posted on January 7, 2021Caller type: Unknown
Location: Australia
Dont answer
Anonymous
Posted on October 28, 2020Caller type: Debt collector
Location: Australia
They're very likely debt collectors
Anonymous
Posted on October 28, 2020Caller type: Unknown
Location: Australia
Asked for my mother's number for personal business... didn't say what
Anonymous
Posted on October 24, 2017Caller type: Unknown
Location: Australia
I Called Back
Posted on October 12, 2017Caller type: Unknown
Location: Australia
Do you have a comment about (08) 6220 6688?