debt collector

Caller: Credit Corp


This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!

i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again

Does my head in. They never leave a message and always call of different numbers and it oisses me off.

Caller: Would identify themselves

Had a missed call so called it back. Was told I had reached a switchboard for multiple companies and needed to confirm who I was first. Asked them to identify the companies first, they told me I had to confirm I was (insert name here) before they could identify themselves. Advised the lady since she wouldn’t identify the company(s) it was either a scam or marketing call and not to call again.

Whoever they are, they are using deceptive and misleading tactics, which I’m pretty sure are illegal.

Caller: Debt collection

Called didn’t answers was sent to voice mail need’t leave message

Scammers !! Refused to say who they were

No VM left so scammers

I called back number (08) 6220 6683 spoke to a guy who said I've reached a switchboard but did not say for what company.