Posted on March 2, 2023 Caller type: Unknown Location: Australia
Caller: Credit Corp
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
8 found this comment helpful
8
I Called Back
Posted on August 11, 2020 Caller type: Unknown Location: Australia
I returned a call from (08) 6220 6671 but the voicemail didn't mention the company name
2 found this comment helpful
2
Anonymous
Posted on January 20, 2020 Caller type: Unknown Location: Australia
Debt Collector
1 found this comment helpful
1
Anonymous
Posted on May 23, 2024 Caller type: Unknown Location: Australia
Seems like a scammer trying to contact someone that isn't me. Uses multiple numbers and always calls twice but never ever speaks and just hangs up when I answer. Have reported them to various authorities now, so hopefully someone takes action against these scum.
0 found this comment helpful
0
Anonymous
Posted on October 27, 2023 Caller type: Unknown Location: Australia
Called me, I answered and all I could hear was background chatter. Within 5-10 second they hung up?
0 found this comment helpful
0
Anonymous
Posted on July 29, 2022 Caller type: Unknown Location: Australia
Scum of the earth
0 found this comment helpful
0
AJ
Posted on March 23, 2022 Caller type: Unknown Location: Australia
Caller hung up when I answered
0 found this comment helpful
0
Anonymous
Posted on August 6, 2020 Caller type: Unknown Location: Australia
Debt collection I'd assume am message mention office no name
0 found this comment helpful
0
Anonymous
Posted on June 4, 2020 Caller type: Unknown Location: Australia
Thanks for posting
0 found this comment helpful
0
I Called Back
Posted on March 4, 2019 Caller type: Unknown Location: Australia
I called back the number (08) 6220 6671 and reached vm that did not mention the company name
Comments on (08) 6220 6671
Anonymous
Posted on March 2, 2023Caller type: Unknown
Location: Australia
This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again
I Called Back
Posted on August 11, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on January 20, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on May 23, 2024Caller type: Unknown
Location: Australia
Anonymous
Posted on October 27, 2023Caller type: Unknown
Location: Australia
Anonymous
Posted on July 29, 2022Caller type: Unknown
Location: Australia
AJ
Posted on March 23, 2022Caller type: Unknown
Location: Australia
Anonymous
Posted on August 6, 2020Caller type: Unknown
Location: Australia
Anonymous
Posted on June 4, 2020Caller type: Unknown
Location: Australia
I Called Back
Posted on March 4, 2019Caller type: Unknown
Location: Australia
Do you have a comment about (08) 6220 6671?