Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

I returned a call from the number (08) 6214 4386 and spoke with someone who mentioned the company Pioneer Credit

Very dodgy call that’s pulled up my previous address from twenty years ago. Didn’t introduce themselves or say what it was about.

someone called me from this number (08) 6214 4386 and said it's from Pioneer Credit

talked with some nice lad from Pioneer Credit who called me by mistake with this number (08) 6214 4386

called this number (08) 6214 4386 back but was routed to voicemail

Someone called me back from this number (08) 6214 4386 and mentioned Pioneer Credit

Pioneer Credit called me again from this number (08) 6214 4386

someone rang me from this number and mentioned it's from Pioneer Credit

I've no idea who this company Pioneer Credit got my number, they also rang me using this number (08) 6214 4386

rang this number (08) 6214 4386 back and was routed to Pioneer Credit voicemail

a lady in Pioneer Credit rang me mistakenly using this number (08) 6214 4386

Pioneer Credit rang me a few times using this number (08) 6214 4386

Returned a call from (08) 6214 4386 and spoke with someone who told me I called Pioneer Credit

Talked to a guy from Pioneer Credit with this number (08) 6214 4386

Someone in Pioneer Credit tried to call me using this number (08) 6214 4386

I called back the number (08) 6214 4386 but was routed automatically to an ivr

Pioneer Credit called my number before using this number (08) 6214 4386

Someone called me in Pioneer Credit
using this number (08) 6214 4386

a lady in Pioneer Credit rang me mistakenly using this number (08) 6214 4386