Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Someone rang me from this number (08) 6214 4214 and mentioned Pioneer Credit

Pioneer credit

I was called by this number on a public holiday.

But the weird thing was the lady knew my but was asking to speak to someone I've never heard of

I was call by this number. The lady wanted my details . I reused to tell her anything until she told me who she was. She would not tell me and told me a phone number different to the one she called me on and I asked how she got this number? She told me she looked it up but this phone is in my son’s name. I told her to send me a letter and if it is something to do with me I will sort it. She told me it will take too long and wanted my details. She was very tricky and keeper trying to get my details while she gave me none. I hope she stops calling and just sends me a letter.

Frustrated & annoyed

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