Total scammers!

I called back number (08) 6214 2450 spoke to a woman who said company name is Pioneer Credit.

Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Caller: Pioneer Credit

Screen shot the call. Do a google reverse search to figure out who is calling. Once you’ve ascertained it’s a debt collector, for an old or incorrect debt, screen shot the call. Pop on a notation of the company, the date and number of calls this week. Put the image into a folder on your phone. Once they go over their allotted number of calls they can make (which almost all do, they don’t feel laws and regulations apply to them), open an investigation with the ACCC and drop all the proof you have (all the screen shots) in there. There is only so many warnings they can receive before they lose their licenses to operate in this domain and furthermore, the fine they’ll eventually receive will be 100x whatever the debt was. (You’re welcome.) Keep reporting my friends. Happy days. Ps, they can also fine the individuals calling too and most of the time do. (Even better).