Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Credit Corp Scum

It's seven years not 5

DON’T answer.

DON’T call back.

Credit corp are SCAMMERS. They partake in illegal activities.

Caller: CREDIT CORP c*ntS

CREDIT CORP c*ntS

Called the number back. They answered with "Hello how can I assist?" I asked Who is this. They replied with "you are speaking with Ben" and then they hung up
They called twice before I called back, no message THIS IS GETTING VERY ANNOYING
Another number added to my Blocked list

Caller: Unknown

Every time I called this number back after it called me, it answered with a recorded message "Thankyou for calling. This office is presently unattended"

Credit Corp

Kept asking if I was my name and only when asked did she give me her first name only 👿 BLOCK‼️

I called back number (07) 3144 6350 reached voice mail but did not say from what company.