the message I received read

we would like to thank you for always paying on time by giving you a small gift

I did NOT click on the link

Caller: the say Commbank

A payment of $102.55 has been made to a New Payee, If this was not you please visit. https://netbank-recipent.com

Caller: Trying to get you to click link

Hello Xxxx, due to our conversation, here is the link you were interested in: https://wmako.com/4p8

This number advising via text that they have received my application and giving a link to click on however I haven’t applied for anything

When I call the number it doesn’t answer.