Caller: Debt collectors

Says the company is called 'Risk & Security Management'. They are debt collectors.

called from Risk Management services- nice name for a Debt Collection Agency

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Caller: Adam

Adam called me looking for somebody whom i knew did not say what it was about and asked if i could get the person to contact them i asked what for and they said oh its personal, i said well if thats the case you call them directly the you should have the number.
later found out after speaking to the person they wanted to catch up with that Adam is a debt collector, well Adam why bother other parties you muppet

I called back number 0481 113 695 reached voice mail but did not hear the name of the company properly.