dumb c*nt

Caller: Credit Corp


This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!

i'm a credit collector and they're legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again

My phone automatically marked them as spam under the term “wankers” so we love that

Apon reterning a missed call.
They say they can't get your info from your number and than ask for your full name.
I declined to say and when asked who was calling, they said they were a Sydney based company but wouldn't tell me who they were unless I said my name.

debt collector uses similar numbers

Annoying call company

This number should be reported for randomly calling and annoying people. why pay a phone bill when hang up? it's disgusting and they should be told off.

Had a call from this number, got silence then an american/asian sounding person said hi, when I said hi back they hung up.

I called back and someone named Andrea answered but no company name

I called back number (03) 9448 2628 reached voice mail but did not say from what company.