Spammer saying Apple Pay had been cancelled from my phone

Caller: Scammer

Scam message scaring you about your bank account have been compromised and scaring you to go to dangerous fishing web address.

Caller: Commonwealth Bank impersonator

SCAM.
Bad actor impersonate as commonwealth bank message you with fishing URL address regarding about net banking. Scammer scared you that someone has created a pay ID and to contact them immediately.

Bank does not call from a mobile number.

Caller: Message to mobile phone

Scam alert

Uber: We were unable to charge your last ride. We have suspended your services until you update your payment information at: https://recent-ride-charge.com