VISA & MasterCard Telephone Credit Card Scam
Scam warning!

Scammers might pose as financial institution and or credit card representatives to trick unwary consumers into providing the three-digit security code on the back of a credit card or other sensitive information. **

Here's how the scam works:

You’ll receive a phone call from a credit card company, typically from someone who works in the “Security and Fraud Department.”
The scammer explains that your card has been flagged for suspicious transactions and you need to prove that you have the card in your possession.
And, finally, in order to prove that you have the card, you’ll be asked to provide the three-digit security code.
One of the things that’s tricky about this scam is that the scammer might have some of your personal information—which reinforces the perception that this call is legitimate.

You should know that, typically, financial institutions do not call customers and request their personal account information. If you get a call like this, hang up immediately. You should also call your bank or your credit card company to report this attempt to scam you.