SCAM - Said they were from Visa/Mastercard and that there were two transactions that may have been unauthorised, do you want to cancel. Then the indian lady proceeded to tell me to get a pen and paper and write this down, started to spell out the name 'Ruth Wilson'' and i asked again where she was calling from and she hung up. Very much a scam, unsure where they were going with the name on paper, perhaps bank account details.