Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

0424 891 933 (marked Suspected Spam) called and did not leave a message.

Caller: Impact financial services

Called multiple times for no reason

Caller: 0424 891 933

A HUGE Thank YOU to Anonymous above who posted on Nov 2, 2023 all this extremely valuable information that most us are completely unaware of! Power to the people!! Thank you so much Anonymous for going to the trouble and spending your valuable time to provide this awesome information! I'm sure I speak for many when I say we are so VERY GRATEFUL to you. All the very best to you.

I've had three calls on my work phone from this number and they never leave a message.

Caller: 0424 891 933

Repeatedly calls and never leaves a message. Have now blocked them

Caller: Claim to be Impact Financial Services

I silence unwanted calls. I called this number back, straight to a message from "Impact Financial Services." I don't have any debts, credit cards or loans. This is definitely a scammer.

Caller: 0424 891 933

Sent a text after I missed their call claiming I missed a credit card payment. I’ve never had a credit card of any type in my life.