This is a scam The guy (with an accent) says hes calling from fraud dept of bank as some paypal purchases on Ebay made had been made to our visa/mastercard account and wanted to check it was our account as the name of the person James Wilson who made the transaction was a different name than on the account. He knew my address and my surname but when i asked him what my first name was, he hung up. Do not give any information to him, he is the fraud.