Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party , the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Caller: Forster Mercantile "FMC" Debt Collectors

Forster Mercantile "FMC"

Caller: They said FMC Debt collectors -

This number is not listed on their website despite there being a list of various locations. I asked to be sent copies of the outstanding invoices - they sent me zip folders which I deleted. I rang them back on this number and asked their location, the indian guy on the phone couldn't give me one. I asked again for invoices to be sent. Instead I received mis spelt con notes with the wrong address on. I was supposed to owe TNT. This number is 100% a scam.

Caller: Emanuel

Always leaves reference number. Refuses to go into any detail.

Caller: FMC DEBT COLLECTORS

Leave reference number usually!

I called back the number (02) 9285 2865 and reached vm that said I reached FMC Australia