Answered the call and had my name but appears he couldn't hear me.

"Citizen benefit services". I hung up straight away and blocked the number

Yep called and asking about personal insurance.

For funeral insurance

my phone reported this number as a scam

It's a telemarketer for insurance. And they are not in Australia & they want all your details.

Another scanner about insurance claim. Do Indian call centres have nothing better to do.

Just called, had bought my details from a company that sells data. When he sensed I wasn't happy about receiving the call he kept talking non stop without giving me a chance to tell him I am not interested, and was adamant that I respond to his question about whether or not I have personal insurance. I didn't give him a response and ended the call.

Another call centre (probably overseas) selling insurance.