Yes this is bill collector number from Gem Visa and several of their subsidiaries.

Caller: I think it maybe Latitude financial as others have stated as actually waiting on a call from them.

They asked if they were speaking to the speaker. I hung up.

Gem Visa is a credit card product provided by Latitude Financial Services. They also chase up debt arreaers

I called back number (02) 8378 1400 was put on hold music directly but no one answered the call.

I called back number (02) 8378 1400, reached voicemail but there was no indication what company this was

this is gem visa

to much calling

I called back number (02) 8378 1400 someone answered the call but did not say anything.

I called back number (02) 8378 1400 reached voice mail but did not say from what company.