I called back (03) 5202 4157 finally spoke with someone! They are Credit Corp. and many other "finance" companies.

This is Credit Corp - debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.

They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.

When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).

However, what most people are unaware of is that once the debt has been purchased by a third party (in this case Credit Corp), the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.

Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.

The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.

Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. so answer the call & just hang up & they won't be able to call again.

Called back. Confronted with a barrage of questions. When asked who they were.....silence...then back to the script. Fraud I reckon.

robocall then overseas operator who is after someone else, presuming for debt collection reasons, number comes up as a Geelong number but call centre is clearly overseas.

Caller: Credit Corp

Credit Corp Call Centre - Pests call 3 to 4 times a day. My debts cleared 5 years ago. Get the Federal Police on to them.

Caller: (03) 5202 4157

These people ring me at least twice a day wont tell me who they are so i blocked them

Returned a call from (03) 5202 4157 and spoke with someone who said they handle personal business matters

Caller: Debt collector

Credit Corp. Wont say who they are until you provide your own details

These people have called me 6 times this afternoon go to answer and they hang up each and every time. I call back I cannot get thru. Have now blocked the number

I called back number (03) 5202 4157 spoke to a guy but did not say for what company until he verifies who I am.